Security and Privacy Policies
Merchants Information Solutions, Inc. (Merchants) protects your information
over the Internet by using a secure Web server, which allows Web browsers
(e.g., Netscape or Microsoft Internet Explorer) to interact with Merchants'
Web server via an encrypted session. Merchants employs a Secure Socket Layer
(SSL) connection that provides an encrypted connection between your
computer(s) and Merchants Web servers. The 128-bit encrypted connection
scrambles ordinary text or data into cipher text to safeguard sensitive
information during its journey across the Internet. The information is
decrypted, or put back into a readable format, when it reaches its intended
You will know you are in a secure area by the presence of "https" in
the address link or a lock that appears on the bottom of your screen. The
exact position of the lock depends upon which Internet browser you are using.
When you visit our web site, you may move in and out of secure areas. Any time
you are on a registration page, or viewing a credit report, you will be in a
Additionally, Merchants restricts access to information you provide only to
those employees who need to know such information to provide and process the
information you have requested or to investigate matters you have requested to
be investigated. Merchants maintains physical, electronic, and procedural
safeguards to guard your information.
When visiting this Web site, Merchants' Web server will collect and store the
- The name of the domain from which you access the Internet
- The date and time you access this site
- The Internet address of the Web site from which you linked directly to this site
- This information is used for security and to measure the number of users to this site
If you provide identifying information on an Merchants subscriber application,
Merchants will use this information to process your request. The information
will then be retained in Merchants customer records for billing and contact
purposes. If you provide a contact e-mail address, you'll receive the
quarterly Merchants newsletter by e-mail.
If you provide identifying information to obtain credit report(s), Merchants
will use the information to access the credit reporting agencies systems to
obtain the report to be sent to you. Merchants does not pass this information
onto other parties.